Earn 4-6% Monthly on Your Savings and Investments—No Hidden Fees
RAF is your all-in-one platform for saving and investing. Whether you're building an emergency fund or growing your wealth, RAF gives you flexible saving options, high-yield investments, and top-tier security—so your money works for you effortlessly.
in partnership with
Save Smart,
Reach Your Goals
With over 50 custom goal-based plans, RAF makes saving effortless. Whether you're building an emergency fund, planning a dream vacation, or preparing for the future, our flexible plans help you reach your goals while earning 4-6% monthly.
Choose a Plan that aligns with your goal
Select from 50+ custom savings plans or create your own. Whether it’s a vacation, emergency fund, or a big purchase, you decide what you’re saving for.
Set Your Target & Duration
Define how much you want to save and for how long. Our system calculates the best way to reach your goal.
Fund Your Plan
Deposit at your own pace; automate contributions or add money whenever you want. Earn 4-6% monthly returns as your balance grows over time.
Secure Your Future with
High-Yield Investments
With over 50 custom goal-based plans, RAF makes saving effortless. Whether you're building an emergency fund, planning a dream vacation, or preparing for the future, our flexible plans help you reach your goals while earning 4-6% monthly.
Bronze Vault
Min deposit
₦500,000
Interest Per month
Gold Vault
Min deposit
₦1,000,000
Interest Per month
Diamond Vault
Min deposit
₦10,000,000
Interest Per month
What’s Your Money
Really Earning?
RAF Vault
VS
Traditional
Investment
₦500,000
50,000 +
Users Across Nigeria
₦10M
Users Across Nigeria
97%
Users Across Nigeria
Why Choose RAF?
Feature
Traditional Banks
Investment Apps
RAF
Returns That Beat Inflation
Hidden fees or low yields
(inconsistent)
Up to 4% p.m
Early Withdrawal Penalty
Yes
Yes
Yes (to encourage goal discipline)
Smart Saving & Investing
No guidance
Basic tips
Structured Plans & Vaults
Local Focus
Out of touch
One-size-fits-all
100% Nigeria-first, Global next
Community-Driven
None
None
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